Each month the Trustee declares an investment return for each of the different investment funds. This return is based on the actual performance of the Scheme’s assets and the overall funding level of the Scheme. This return is then applied to the member’s account.
Because of the volatility of investment markets, the return can be a negative as well as a positive.
Fund returns for 2011 and 2010
Fund | Age band | 2011 Return | 2010 Return |
A | up to age 44 | -4.16% | 11.17% |
B | age 45-49 | -3.36% | 10.46% |
C | age 50-54 | -2.46% | 9.42% |
D | age 55-59 | -1.76% | 7.54% |
E | age 60-61 | -0.59% | 6.16% |
F | age 62 | 0.41% | 4.59% |
G | Age 63 | 0.9% | 3.74% |
H | age 64+ | 1.69% | 2.79% |